CLEARBORROW · UPDATED NOVEMBER 12, 2026

About ClearBorrow

Who runs ClearBorrow

ClearBorrow is an independent comparison publisher for US consumers. It was founded in October 2026 and is owned and edited by Petrov Andriy, an individual publisher. There is no lender, bank or investor behind the site.

Petrov Andriy decides which providers appear in the directory, edits every guide and provider overview, and is responsible for corrections. His name is on each article so readers know who answers for the content.

What we cover

We explain how common short-term and small-dollar borrowing products differ, what they cost and what to check before signing. Our coverage is organized by topic:

• Installment loans: fixed payments over months, rates, fees and requirements.
• Small personal loans: $100 to $2,000 amounts and their real cost.
• Short-term loans and payday loans: lump-sum repayment, renewals and alternatives.
• Cash advance apps: membership fees, express transfers, tips and repayment from your next deposit.
• Consumer loan basics: APR, secured vs unsecured loans, lenders vs matching services.
• Loan calculator: monthly payment, total repayment and an amortization schedule.

Our point of view

High-cost credit can solve a timing problem and create a larger one. We do not tell readers to borrow. Every page tries to answer three questions plainly: who is actually lending, what the full cost is in dollars, and whether the payment fits the next paycheck. Where a cheaper option usually exists, such as a credit union loan, a payment plan with the bill provider or a paycheck advance from an employer, we say so even when it earns us nothing.

How ClearBorrow makes money

ClearBorrow is free to use. We earn affiliate commissions when a visitor follows a partner link and completes an eligible action, such as submitting a request or opening an account. Partner links are marked and lead to the provider’s own website.

Commercial relationships decide which partners appear in the directory, so the directory is not the whole market. They do not decide what we write about a provider: conflicting disclosures, high APRs and missing information are shown on the partner pages as well. Listings are alphabetical, not ranked by payout. Read the full advertising disclosure.

How we research

Content is desk research. We read provider websites, fee schedules and disclosures, and explain general rules using primary consumer sources such as the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC) and the National Credit Union Administration (NCUA). Research is AI-assisted; the editor chooses the topics, sources and conclusions and is accountable for what is published.

We do not claim to have borrowed from each provider, to have tested every app or to have verified a lender’s state license. Where those limits matter, the page says so. The full process is on How we compare.

What ClearBorrow is not

• Not a lender, broker or loan arranger. We do not accept applications or make credit decisions.
• Not a financial adviser. Content is general education, not individual advice.
• Not a guarantee. A listing does not mean you are eligible, approved or available in your state.

Standards and policies

• Editorial policy: independence and what we do not claim.
• Sources policy: which sources can establish which facts.
• Corrections policy: how to report an error and how it is handled.
• Privacy notice and terms of use.

Contact

Email petrav2011@gmail.com for questions about the site, corrections or business inquiries. For anything about a loan, an application or an account, contact the provider or lender directly. Never send Social Security numbers, bank logins or loan documents by email.